(Bloomberg) – Melanie Hayes and tens of millions of other Americans ask stimulus checks start coming as the same question: how do I prioritize spending only one payment, the relief will not be enough? Hayes and his family received $3,400 – per person for me and her husband, Matt, and $500 for each of his two children $1,200. The plan was to use it for two months covering mortgage payments on their home in Chesapeake, Virginia, where they own the Cutting Edge Cafe. “And that’s probably what we’ll do,” Hayes, 33, said. “But then in the midst of all cars of this Matt finally he died for us.” The coffee shop is still in business, take-out and filling of the supply contracts, but sales are at least 50%, said Hayes. If the $3,400 be used better? Another difficult question. “I am grateful for any help we get,” he said, Read more “but do not go too far for us.” The stimulus payments are sent to millions of Americans this week. Here’s how to get your fastest The Internal Revenue Service processed more than 80 million stimulus payments on April 10 in a center of a $2.2 Katherine effort to stimulate the US economy in trouble. The Americans $75,000 or less, or $150,000 and below in pairs, to qualify for the full $1,200 they paid for adults, plus $500 for each child under 17. “It’s not enough money to keep most families afloat, “gain, said Sandra black, a professor of economics at Columbia University and senior fellow at the Brookings Institution. “And the arrest is far from over.” This reality is that the pressure to complete another round of federal support in the crown pandemic. Some Democrats, including House Financial Services Committee Chairman Maxine Waters of California, suggested that thousands of dollars a month for families, until the health crisis in the assigned order. The impact of controls will vary widely. For many – if not most – they have lost by those who work or seen falling income for the economic impact of payment, as it is called, no charge will cover only. At least 22 million Americans had no complaints so far work, and some that are still working, saw their wages cut. In addition, some lenders garnish the stimulus payments reported by customers who have discovered. “It ‘s important to keep the key feature of this shock in mind: It affects people very uneven,” said Juan Sanchez, an economist at the Federal Reserve Bank of St. Louis. For Larrilou Carumba in San Francisco, it is unlikely to be one of the stimulus money bridge. She was on leave from his job of cleaning $26 per-hour in a four star hotel, since early March. She still pays the contributions for their health plan, while their union is fighting to keep these benefits in place. “I have a lot of bills,” said Carumba, 47. She plans a $2,200 piece of control using received Wednesday to cover expenses, including with regard to their $10,000 in credit card debt. they may have been offered latencies on their car payments and credit cards, but this means you will have to pay more for the road, he said, and she wants to keep up to maintain a good credit rating, those student loans for their children to access. Read more: The hidden evil in $2Trn stimulus bill Crown Even for people who are still working, the specter of the loss of income will remain and possibly to save impact on spending habits and in the future. Rolando Trevino, an electrician, power systems for telecommunication infrastructure in San Antonio, Texas installed, has a job “significant” and makes about $65,000 per year. He got out that some of his colleagues were on leave. Given its relatively flush position was surprised, appeared as his $1,200 stimulus checks into his bank account. He thought of his card balance Visa pays $1,000. Then he decided manna as a cushion against a further deterioration in economic conditions treasure. “It ‘s nice to have a little’ set aside. I mean, if this goes on all summer,” he said. “You never know.” In Boxford, Mass., Is Amanda bridge are all fighting to find out. Shortly before the pandemic, she moved the two children who was in her parents’ farm acceptance process, where he lives, thinking that it has to offer – horses, goats, chickens and donkeys – the ideal setting family would. The stimulus money to fund “food, bills and entertainment” and, possibly, a children’s pool as the weather warms, said Bridge, 34, who is still busy at home in their work in human resources. Meanwhile, David Klotz, 38, a graphic senior designer for a Houston engineering firm sees the $1,200 as a kind of bonus, that will not make a big difference, even if its annual income fell by only 9% less than $72,000 if his employer Wages job cut. “I’ll be sitting on the bench, and I will if I need it,” said Klotz. “But even if I needed it, it would not be enough to get me through the long-term.” The truth is that for most Americans, he said, “is little change in the long run.” – With the help of Laura Davison and Jef Feeley.